Clinch-Powell

Clinch-Powell is at 7995 Rutledge Pike in Rutledge. The Hip Cookeville tags are community development and social services. Hours on the listing are Monday through Friday, 8:30 a.m. to 4:30 p.m., which matches the site.

Clinch-Powell packages USDA 504 home repair loans and grants for very-low-income homeowners who own and occupy a home in an eligible rural area. Grant applicants must be 62 or older and unable to repay a loan. Housing Preservation Grants cover health and safety repairs such as HVAC, roofing, and windows for owner-occupants whose household income is at or below 80 percent of area median income. The Carol M. Peterson program is for homeowners age 60 or older and is described as funding accessibility or emergency repairs on single-family detached homes. The loan page says Clinch-Powell offers home purchase or construction loans, small-business financing, and repair loans. The home repair page says the programs can weatherize a home, repair structural issues, or improve accessibility.

An August 21, 2026 Housing Preservation Grant notice limits that program to USDA-eligible rural areas of Claiborne, Cocke, Cumberland, Hamblen, Hancock, Hawkins, Grainger, Jefferson, and Union counties, and says all of those counties are in East Tennessee. Putnam County is not on that list. Call (865) 247-8598 and ask which program covers your county.